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COVID-19: Insolvency and Insurance in the Context of a Pandemic

Posted on: April 28th, 2020 by Marc P No Comments
Anne Andrews, managing partner of Andrews & Thornton, has considerable experience navigating mass tort bankruptcies involving complicated pharmaceutical product liability, wildfire, and sexual abuse claims, including: New England Compounding Pharmacy, Chemtura Corporation, Dow Corning, PG&E, Insys, Purdue pharmaceuticals, and Boy Scouts of America. She currently chairs Insys and Purdue official committees.

This guest series of articles addresses timely issues of great importance pertaining to the COVID-19 pandemic and the implications for insolvency and insurance. In part I of this series, Kami Quinn, who has broad experience regarding insurance recovery in complex litigations and mass tort bankruptcies, offers for our enjoyment an article on business interruption in the context of COVID-19 and insurance coverage.

Future articles in this series will cover insolvency and other insurance and financial matters.

ANDREWS & THORNTON
COVID-19: Insurance Update

Part I: Business Interruption
By Kami E. Quinn, Gilbert LLP

When life is upended, individuals and businesses turn to their insurance coverage to provide them with financial support and protection. Nothing has upended life as much as the novel coronavirus. The impacts have been direct and immediate – businesses closed, people sick and dying – and indirect – contracts that cannot or will not be fulfilled, stock market volatility, and more. Many of these impacts may not yet be known. The landscape of the insurance response to these disruptions is moving nearly as fast as the impact of the virus itself.Below is a snapshot in time look whether and how business interruption insurance may serve to protect businesses from these financial reverberations. A second follow-up article will consider the potential insurance available for the types of third-party claims that have arisen in the wake of the virus.

Business Interrupted.

In the wake of COVID-19, business in the U.S. and worldwide has been interrupted with a suddenness and to a degree not previously experienced. It is no surprise then, that the first form of protection that businesses large and small turn to as revenues and profits dramatically diminish or stop altogether, is the section of their insurance policies titled “Business Interruption”. Business owners will instinctively feel that the reductions and stoppages occurring nationwide are precisely the sort of disaster from which they paid to be protected. But, will such coverage apply?

In insurance, the answer to that is almost always “it depends”. Given the novelty of the issues in this case, there is even greater uncertainty. The precise circumstances facing individual businesses vary in important details, and the difference of a single word in relevant policy provisions may make or break the pursuit of recompense. But while specifics matter, there are certain emerging trends that businesses should know as they evaluate whether business interruption coverage will provide the backstop they need.

First, insurance companies are broadly taking the position that business interruption insurance will not apply to loses arising from the novel coronavirus. David Sampson, president and CEO of the American Property Casualty Insurance Association has publicly stated that: “Pandemic outbreaks are uninsured because they are uninsurable,” in an April 6 statement. Insurers have gone on to say that any attempt at forcing insurers to foot the hundreds of billions of dollars in losses suffered by businesses “threatens solvency and the ability to make good on the actual promises made in existing insurance policies.” (See, https://www.rollcall.com/2020/04/08/in- letter-to-lawmakers-insurers-say-pandemic-cost-is-too-great/) Accordingly, no business should expect that their insurer will pay these claims in full in the ordinary course of business.

To avoid their coverage obligations under these policies, insurers are principally relying on provisions requiring that any covered business interruption arise out of “direct physical loss of or damage to property.” They assert that the losses experienced by businesses arise not out of any physical damage to their property, but rather out of the various stay-at-home or shelter-in-place orders in place across the nation, or the unwillingness of customers to patronize businesses in the current environment. Insurers thus seek to distinguish the present disaster from a more “traditional” business interruption loss—i.e., interruption caused by natural disasters like hurricanes, tornadoes, fires, or other catastrophes causing physical damage to an insured property.

Policyholders have already begun to challenge this position in court, arguing that the presence of the virus is damage to their property in the same way that the ammonia leak that the District of New Jersey found to constitute property damage in Gregory Packaging damaged that building. See Gregory Packaging, Inc. v. Travelers Property Casualty Co. of America, No. 2:12-cv-04418 (WHW), 2014 U.S. Dist. LEXIS 165232 (D.N.J. Nov. 25, 2014) (finding that ammonia contamination, an “invisible” condition that rendered a building unsafe for human use for some period of time, was covered under a business interruption policy).

Policyholders also point out that where there is community transmission of the disease, presence of the virus (and resulting damage) can be assumed in any individual property. Many stay-at- home or similar orders by governors and mayors around the country support this position by including language in those orders that essentially provides, as a basis for their order, that the virus “spread[s] from surface to person and caus[es] property loss and damage in certain circumstances[.]” See, e.g., gov.louisiana.gov/assets/Proclamations/2020/JBE-33-2020.pdf

Recent caselaw interpreting these orders further supports the proposition that this event is analogous to a more “typical” business interruption event. In Friends of DeVito v. Wolf, 68 MM 2020 (M.D. Pa., April 3, 2020), a Pennsylvania federal court rejected a challenge to an executive order shuttering businesses by finding that the governor had this power because the impact of the coronavirus was a “natural disaster” for which the governor had the power to issue emergency relief under the Pennsylvania code (the code defines “natural disaster” as “any hurricane, tornado, storm, flood, high water, wind-driven water, tidal wave, earthquake, landslide, mudslide…or other catastrophe which results in substantial damage to property, hardship, suffering or possible loss of life”).

If policyholders are successful arguing that indeed there has been physical damage to their property, insurers likely will turn to other common provisions in policies providing business interruption coverage to deny payment of losses. These provisions include “virus exclusions” (i.e., exclusions barring coverage for damages caused by viruses) and exclusions or restrictive sublimits applicable to “Civil Authority” (i.e., provisions barring or limiting coverage for losses caused by governmental action that prevents access to the insured premises). Policyholders have challenged these assertions as well, based in part on their view of the actual “cause” of the loss in any particular case–for example, whether the loss results from shut-downs or the virus itself and the reasonable expectations of policyholders that purchased this coverage. Additional arguments rely on how the particular virus exclusion at issue is worded, and whether it excludes only certain named or identified disease types. Additional responses will continue to develop in the context of particular cases.

Insurance law is creature of state law, so early decisions on these issues may not bear on later cases in other jurisdictions. Policy language varies in relevant details, which may result in different outcomes on these issues even in the same jurisdiction. As a result, there likely will be a flood of cases on these issues in state courts for years to come, and these cases may have wildly differing outcomes for policyholders.

Recognizing the overwhelming need for business interruption coverage to provide protection for businesses before the burdens of ongoing losses drive them to close, state legislatures around the country (including New Jersey, New York, South Carolina, Massachusetts, and Pennsylvania) are beginning to propose legislative solutions that will require insurers to respond favorably to various small business’ claims for business interruption coverage. (See www.gilbertlegal.com/updated-legal-developments/ for more information.) Whether these efforts will be successful, or withstand constitutional challenges remains to be seen.

In light of all of these factors, the only thing that is clear about how business interruption coverage will ultimately apply is that there is no clear answer to date. As such, any business that has business interruption coverage ought to immediately (1) put their insurer on notice of their loss, (2) carefully review the specific contours of their policy, and (3) begin keeping careful records of the amount of losses and expenses incurred relating to their cessation (or reduction of business) to be in the best position to recover where possible.
The Best Way to Find Business Interruption Claims is Through Facebook. Period.
Business Interruption Claims

As the virus has shut down most businesses lawyers are now looking to help struggling businesses with their insurance claims for business interruption.

Well look no further than Facebook if you want to contact business owners today as that is a target on Facebook. We have been running these claims for the last month and we have an audience of 7.4 Million business owners on Facebook setup and we are seeing leads coming in below $20 right now with an average of $16 per lead.

Sample Landing page: https://coronavirusbusiness.legal-review.com/

We are ready to take on new clients for Business Interruption Claims and can even help with automation to make the process as streamlined as possible with the high volume of leads you should expect from this campaign.

Contact us if your want to start a local campaign at Lucas@xsocialmedia.com.

FDA calls for heartburn drug Zantac to be pulled from market immediately
The FDA noted that an ongoing investigation has determined that levels of a contaminant in the heartburn medications increase over time and when stored at higher-than-normal temperatures, pose a risk to public health.The contaminant, N-nitrosodimethylamine or NDMA, is a probable human carcinogen and the FDA has been investigating levels of it in ranitidine since the summer of 2019. Article Here

Zantac or Ranitidine first came out in 1981 and by 1987 it was the most prescribed drug in the world for decreasing stomach acid production. Fast forward almost 40 years later and we find out that Zantac should really not be exposed to heat. When exposed to heat in the body, the chemical called N-nitrosodimethylamine, or NDMA, a probable human carcinogen is created.

In the almost 40 years on the market, no warning was ever given on this and we could be talking about a whole lot of people exposed and at risk. In 2016 there where more than 15 million Americans with a prescription to Zantac (not counting the people that got it over the counter.)

The cancers that could be tied to Zantac are: Bladder Cancer, Stomach Cancer, Small Intestine Cancer, Colorectal Cancer, Esophageal Cancer, Liver Cancer, Pancreatic Cancer, Testicular Cancer, Uterine Cancer, Kidney Cancer

We have been finding clients for this tort for the last few months and we have setup attorneys if you are interested in ref. the cases out. We are seeing case costs currently running backing into $1000-1200 per cancer case. You can see our statistics on this tort here

X Social Media,
A Facebook Ad Agency For Lawyers
Becoming A Client Of X Social Media LLC

It’s easy to become a new client!

First you give us a call or write us an email with what campaign you are interested in running.  We can help you with an outsourced call center, ref. attorneys…etc, if you need it. We will then setup the landing page up for your firm ($750) and setup the ads and campaigns to produce leads for your firm. We charge Facebook advertising costs +15% as our management fee and a one-time fee per campaign of $750 to make the 3-page landing page for you.

When you get the landing page out for review check that everything is like you want it and we are ready to start your campaign. Normally we see 3-4 days from order to campaign start.

Don’t see the campaign above you want to run? Don’t worry we are running about 110 different campaigns right now. Just ask us, we are an open book!

Don’t know us? Don’t worry, we are currently working with 350 plaintiff law firms and we are happy to provide ref. in your area to check us out.

We look forward to hearing from your firm and getting a campaign going as soon as possible.

Ready to get started? Go ahead and click below to book some time with Jacob, the founder of X Social Media.

Book Some Time to Speak to Jacob
Email: Jacob@xsocialmedia.com Call us: 888.670.0006
Visit us Online at www.xsocialmedia.com
X Social Media LLC
Copyright 2020

Business Interruption Claims Through Facebook Your Best Bet

Posted on: April 22nd, 2020 by Marc P No Comments
Business Interruption Claims
As the virus has shut down most businesses lawyers are now looking to help struggling businesses with their insurance claims for business interruption.

Well look no further than Facebook if you want to contact business owners today as that is a target on Facebook. We have been running these claims for the last month and we have an audience of 7.4 Million business owners on Facebook setup and we are seeing leads coming in below $10 right now.

Sample Landing page: https://coronavirusbusiness.legal-review.com/

We are ready to take on new clients for Business Interruption Claims and can even help with automation to make the process as streamlined as possible with the high volume of leads you should expect from this campaign.

Contact us if your want to start a local campaign at Lucas@xsocialmedia.com.

Introducing SIGN.LAW
Sign.Law New Automation From XSM

We are now ready to show you all a little side projects we have been working on in our Development department. The reason we need our own e-signature product is so we can move leads directly to signature on a contract that is already filled out from the lead form.

This project was headed up by our lead developer Eric and it is now ready for deployment to intake centers and law firms around the country. We can do all kinds of cool stuff with this and since it is our own product we can customize it as needed to our clients’ needs.

Questions and more information please email Eric@xsocialmedia.com

Becoming A Client Of X Social Media LLC

It’s easy to become a new client!

First you give us a call or write us an email with what campaign you are interested in running.  We can help you with an outsourced call center, ref. attorneys…etc, if you need it. We will then setup the landing page up for your firm ($750) and setup the ads and campaigns to produce leads for your firm. We charge Facebook advertising costs +15% as our management fee and a one-time fee per campaign of $750 to make the 3-page landing page for you.

When you get the landing page out for review check that everything is like you want it and we are ready to start your campaign. Normally we see 3 days from order to campaign start.

Don’t see the campaign above you want to run? Don’t worry we are running about 110 different campaigns right now.

Don’t know us? Don’t worry, we are currently working with 350 plaintiff law firms and we are happy to provide ref. in your area to check us out.

We look forward to hear from your firm and get a campaign going as soon as possible.

Email: Jacob@xsocialmedia.com Call us: 888.670.0006
Website : xsocialmedia.com
X Social Media LLC
 Copyright 2020

April 2020 Average Lead Prices On Facebook

Posted on: April 21st, 2020 by Marc P No Comments
What Should We Be Doing Now ?
The most asked question last week was, “I have 30 people sitting at home not doing anything right now, what campaigns can we run with you so they have stuff to do?”

The Answer: Make sure you have enough money put back to cover your employees for an extended time before advertising.

If you do want to advertise do something good locally this is a time for you to build your local brand. What good you do now will be talked about on social media and will be remembered by your local community for years to come. Help people locally that are less fortunate and feel good about being able to help. If you do the right thing it will always pay dividends in the long run.

A few ideas:
-Donate meals to elderly
-Donate meals to first responders.
-Help First responders with person protective gear.
-Help the less fortunate in your local community.

I am seeing a lot of law firms doing it and its the right thing to do.

Now if you are already doing all this good for you and good for your firm. For mass torts these are incredible times, we have never seen lower prices on digital media and more eye balls seeing the ads.

At X Social Media we will do all the setup and advertising. We will then automatically send the leads to LCC or Opus for intake and sign up based on your criteria. You will then get the sign case back to your people for further case work up. You control the whole process but it is all done for you.

Contact us if your want to start a local donation campaign or a mass torts campaign. Jacob@xsocialmedia.com

Please review average prices on our website. Xsocialmedia.com\

Email: jacob@xsocialmedia.com     Call us: 888.670.0006

April 2020 Average Lead Prices From Facebook Advertising
IVC Filter
$82.37
Talcum Powder
$162.53
Zantac-Cancer
$168.80
Opioid Leads
$27.69
Boy Scout Abuse
$258.73
Singulair
$29.63
Hernia Mesh
$68.87
Essure
$53.74
Elmiron – Vision Loss
$140
Human Trafficking
$80.57
Uber/Lift Abuse
$214.20

Fire Foam -Cancer

$131.34
Round Up
$82.37
Paragard
$91.62
Meso / Lung Cancer
$85.64
Church Abuse
$319.55
NY/CA Abuse
$341.12
Visit our site to signup for a free consultation!
 

Becoming A Client Of X Social Media LLC

It’s easy to become a new client!

First you give us a call or write us an email with what campaign you are interested in running.  We can help you with an outsourced call center, ref. attorneys…etc, if you need it. We will then setup the landing page up for your firm ($750) and setup the ads and campaigns to produce leads for your firm. We charge Facebook advertising costs +15% as our management fee and a one-time fee per campaign of $750 to make the 3-page landing page for you.

When you get the landing page out for review check that everything is like you want it and we are ready to start your campaign. Normally we see 3 days from order to campaign start.

COVID-19: Corporate Defendant Files for Bankruptcy

Posted on: April 14th, 2020 by Marc P No Comments
COVID-19: Corporate Defendant Files for Bankruptcy under Chapter 11:
Now What?! Part II of III
This article is the second in a series of three articles about the basics mass tort attorneys need to know about bankruptcy and restructuring in order to best represent and maximize recovery to their individual clients.

This article will address the unexpected filing of Chapter 11 bankruptcy, the procedural flurry of activities that occur immediately following such a filing, the actual formation of a creditors’ committee, and how a firm navigates a very different course to protect its interests.

In my career as a mass tort lawyer practicing in bankruptcy, I have literally filed hundreds of applications for my clients to serve on creditors’ committees and have personally been selected to serve on over 15 very large creditors’ committees. The current cases where my clients and I, through their proxy, serve on these committees include: Purdue, Insys, PG&E, and Boy Scouts of America bankruptcies.  We expect Juul and Carnival Cruise Lines to follow soon. The bankruptcy courts are running at full tilt, and the bar date has not been set for the Boy Scouts Bankruptcy. We will keep you advised of the status of that important deadline.

The Very Beginning of the Chapter 11

Most of us are well aware that Chapter 11 is a kind of bankruptcy that involves the reorganization of the debtor’s business affairs debts and assets. It is different from a Chapter 7, which is a liquidation and distribution of assets, but Chapter 11 requires a plan of reorganization, with the support of creditors’ groups, and a voting process. This version of bankruptcy gives the debtor a fresh start, but the terms are subject to the debtor’s fulfilling of obligations under the plan, including distribution of debtor’s assets to tort victims. The Chapter 11 is the most complex of all cases. It is also very expensive.

The debtor and the official committee’s professional expenses (attorneys, financial advisors, insurance counsel, and all costs of the bankruptcy) are paid for by the estate, which is the assets of the bankrupt corporation. When I say it can be expensive, I mean that in a case like PG&E, the expenses of counsel and their financial investment bankers will exceed $100,000,000.

First Things First

When you receive notice of the petition, as discussed in the earlier article, the automatic stay under section 362 is in effect stopping your trial midstream but also stopping the expense of proceeding, such as expert reports and depositions of all kinds, and the litigation screeches to a halt. The company remains in charge of its assets, but many things occur at the first day hearing. The first day filing will list a schedule of the largest creditors of the company and is available online on the docket, where you can easily see if you or other similarly situated claimants are listed in the first day filings.

Tort victims were listed in the recent first day filings of the Boy Scouts of America. You may not have filed your case yet, and if you do not see yourself there as one of the biggest single large creditors, you need not be concerned. Many large US companies have filed for Chapter 11 bankruptcy and do stay afloat. They include giant corporations, like General Motors (which actually was the subject of a lengthy litigation to include ignition switch cases), and most of us are familiar with United Airlines, retail outlets Kmart and Sears, and thousands of other corporations.

The business filing of a Chapter 11 allows the debtor to continue to operate and run the business with its executives, with the exception of fraud or dishonesty and criminal conduct, in which case, a court appointed trustee is often in place to run the company and the entire bankruptcy proceedings. This happened in the New England Compounding case where, eventually, all of the manufacturers of illegally compounded methylprednisolone drugs infected over 700 people with incurable fungal meningitis and eventually ended up behind bars.

Pause Button

The court has control over the assets, and there is a very comprehensive reporting period of insurance and cash, including all of the pending necessary contracts with vendors, unions, landlords, and insurance. However, there is a stranglehold on the debtor’s ability to arrange any loans or financing that the creditors’ group has a significant interest in approving (it is called DIP financing or debtor-in-possession finance) to be sure it is not overly expensive and is necessary to meet the needs of the estate.

You should check the docket daily to see what matters are being heard. It is very interesting to attend a first motion where parties show up and address the court. The debtor, the large creditors, and, in the case of mass torts, usually members of the PSC and their counsel will make appearances on the record during this interim period until committees are formed. The judge in a bankruptcy court is assigned under federal law to manage all issues involving a Chapter 11 unless an Article 3 judge and federal district court withdraws the reference, which does happen occasionally but will be discussed in another article.

Bankruptcy Court

The bankruptcy judge has the plenary jurisdiction over all matters involving the bankruptcy; he or she is a specialist and operates in the very closed circles of the bankruptcy bar. There are some very different practices in bankruptcy that are opposite to the traditional practice of trial lawyers in state and federal courts. We will be discussing these differences in additional articles.

US Trustee’s Role

It is often wise to get in touch with the US trustee’s office in the district where the bankruptcy is filed, in order to determine, if you cannot determine from the docket, who the United States trustee is that is assigned to the case. It is important to reach out, either by letter or phone. Most trustees are responsive, particularly if you are looking for information to get for the all-important formation committee meeting. The next important thing to your interest is the formation of official committees.

What Exactly Is a Creditors’ Committee, and What Does It Do?

There are a number of committees that are formed in a bankruptcy that operate as de facto boards of directors, making decisions in connection with the debtor. There are numerous kinds of committees, and it is important to know the differences. In the case of a company filing that has a lot of secure debt, the secured creditors will often have their own committee or since they are secured, not even need a committee. The next type of committee is an unsecured committee or UCC. A UCC will be made up of all the different kinds of creditors. In the case of a bankruptcy where there is a serious number of mass tort victims, such as New England Compounding company, PG&E, and Boy Scouts, there was a separate tort claim committee (or TCC) appointed by the US trustee. If the creditors of a committee of a company are predominately tort victims, it will likely include 9 individual tort claimants on the creditors’ committee, but it is at the discretion of the US trustee.

Once you receive notice of the formation meeting, it will be in person and in the courthouse itself or in a hotel near the courthouse where all creditors can seek to apply and be interviewed for a position on the committee.

The Role of the US Trustee

The United States Trustee is a division of the Department of Justice that is authorized to seat and select official creditors on committees, with their counsel acting as official proxy, filed with that office. The application process is very different from district to district. There are forms for it, but it should also include many things about your claim that might not be apparent from the form.

Duty of a Committee Member

This office has filed several hundred applications to serve on committees for numerous clients over the years, and the application for your client to serve has many important features that let the trustee know that your client is committed to serving, understands that in doing so he or she must represent the best interest of all creditors and not just advocate for his or her interest alone, and realizes the time commitment involved with travel and a very large number of meetings, which is often difficult for individuals to manage. We understand this process well: we are highly experienced at the application process, the meeting process, and with how to engage the US trustee in the discussion of why your client should be selected to serve.

Committees are formed of anywhere from 5 to 11 members, depending on the size of the case and again totally at the discretion of the US trustee assigned to the case. This is a fiduciary committee with all the obligations that entails. Once the committee is formed, if your client is selected, you immediately go into the formal responsibilities of adopting bylaws and selecting committee professionals–such as counsel for the official committee and financial advisors and, in some cases, investment bankers to advise you about the assets and their potential for sale or valuation inside the bankruptcy process.

Applying for a creditors’ committee can be very intimidating since it is not the usual experience of very many trial lawyers or mass tort lawyers. Navigating it successfully is something that takes years of know-how, and an understanding of what it takes to confirm a Chapter 11 plan of confirmation that the United States Trustee will value. The trustee will recognize that your firm has the capabilities and the track record of participating in the committee process and confirming a plan of Chapter 11 reorganization successfully. These are the major things USTs are looking for. They want applicants to work efficiently and effectively to wind up the business of the corporation quickly and economically so that the assets are preserved to be distributed to all creditors, including your clients.

As of now, even in the time of COVID-19, US trustees require attendance in person, except in extraordinary circumstances. It is allowable to attend your interview process by phone, but it was recommended that you be in person, showing your commitment to serve on a committee, if you want to increase your chances of being selected. I have attended application formation committee meetings where there have been hundreds of applicants, and it is the US trustee’s job to select from all those applications the people who represent the demographics of a select creditor group, the size of the claim, and the counsel involved in the claim.

I’m on the Committee…Now What?

Official committees often are formed within the first 2 to 3 weeks of the filing of the petition for Chapter 11. You and your client should commit to staying 1 to 2 nights in the venue since the committee will often have to work very late the first night after being selected and the interview of counsel can take hours. Understand that the committee must interview and vote on the selection of the official committee counsel. In another article we will go through what we think are the most important aspects of counsel to best represent tort victims in a bankruptcy.

Obviously, your client should be able to demonstrate within the committee certain leadership skills. They should be able to intelligently communicate their claim and their dedication to serve in a balanced and effective presentation that shows that they understand well the function of a committee is to serve the best interest of everyone who deserves or will be found to be owed money from the estate.

Representing a member of the bankruptcy committee is one of the most interesting things a trial lawyer can experience. Understand, however, that it is unpaid. You will be changing your representation of your client from a full-fledged litigation in a state or federal court to becoming their counsel on a committee and be guided by the committee counsel through the process. You may be uncomfortable at first, but an effective trial lawyer should be able to learn the skill set necessary to work on the committee effectively with other kinds of creditors’ groups that do not necessarily agree with or understand the complex issues of the bankruptcy court that require committees to move effectively and quickly to preserve assets for the estate. Bankruptcy cases move very fast, perhaps faster than any other court system currently. We have been known to be able to move to claw back assets, take down insurance policies, to have it be paid = to the estate, and have a process for dividing the money through an approved matrix or criteria for application to the trust in under 18 months.

We will cover more about the actual bankruptcy and committee process in the next article.

Please feel free to reach out to Andrews & Thornton if you’re thinking about applying on a committee as we are very experienced in this area. Understand that there are two bankruptcies on the horizon: the JUUL company should be filing soon, and if you have clients that are pursuing claims against JUUL, please feel free to reach out to us so that we can discuss with you the current order of things in the impending bankruptcy. Tobacco giant Altria has a substantial investment in JUUL, and we understand the financial landscape of that case very well. Also, Boy Scouts of America filed for Chapter 11 and is moving very quickly. We are seated on the creditors’ committee with Slater, Slater, Schulman LLP, representing victims of Scouting abuse and would be very happy to make a detailed report to you about that case. There is the potential for getting Boy Scouts claims and working with our firm since the bar date, which is the statue limitations, has not been set. Please feel free to reach out to us if you’d like to talk about getting Boy Scout claims.

Be safe, and stay healthy.

Anne Andrews, managing partner of Andrews & Thornton, has considerable experience navigating mass tort bankruptcies involving complicated pharmaceutical product liability, wildfire, and sexual abuse claims, including: New England Compounding Pharmacy, Chemtura Corporation, Dow Corning, PG&E, Insys, Purdue pharmaceuticals, and Boy Scouts of America. She currently chairs Insys and Purdue official committees.

Please reach out if we can help your firm in anyway.
ANDREWS & THORNTON
4701 Von Karman Ave., Suite 300
Newport Beach, CA 92660
Boy Scouts Bankruptcy
This sex-abuse-fueled bankruptcy will be big as state laws have recently changed in both New York and California; where victims going back 50-60 years can come forward and file claims for sexual abuse which occurred decades ago. For all other states the bankruptcy changes everything because anybody from any state can file their claim in the bankruptcy.

In March we found almost 1,200 confirmed leads for Boy Scouts abuse coming in at an average price of $361 but with a 25% signup rate at the intake center.
Numbers are now trending in the right direction with both the average price per lead going down and the signup rate going up. Some campaigns are seeing leads come in as low as $200 per lead.

We have very good attorney ref. available on the Bankruptcy committee if anybody needs a ref. attorney. To get your own Boy Scout campaign started, please contact our Managing Director, Lucas Gerler, directly at lucas@Xsocialmedia.com.

FDA calls for heartburn drug Zantac to be pulled from market immediately
The FDA noted that an ongoing investigation has determined that levels of a contaminant in the heartburn medications increase over time and when stored at higher-than-normal temperatures, pose a risk to public health.

The contaminant, N-nitrosodimethylamine or NDMA, is a probable human carcinogen and the FDA has been investigating levels of it in ranitidine since the summer of 2019. Article Here

Zantac or Ranitidine first came out in 1981 and by 1987 it was the most prescribed drug in the world for decreasing stomach acid production. Fast forward almost 40 years later and we find out that Zantac should really not be exposed to heat. When exposed to heat in the body, the chemical called N-nitrosodimethylamine, or NDMA, a probable human carcinogen is created.

In the almost 40 years on the market, no warning was ever given on this and we could be talking about a whole lot of people exposed and at risk. In 2016 there where more than 15 million Americans with a prescription to Zantac (not counting the people that got it over the counter.)

The cancers that could be tied to Zantac are: Bladder Cancer, Stomach Cancer, Small Intestine Cancer, Colorectal Cancer, Esophageal Cancer, Liver Cancer, Pancreatic Cancer, Testicular Cancer, Uterine Cancer, Kidney Cancer. We also have a ref. attorney that is open to taking all cancer cases.

We have been finding clients for this tort for the last few months and we have setup attorneys if you are interested in ref. the cases out. We are seeing case costs currently running backing into as low as $500-$900 per cancer case. You can see our statistics on this tort here

FREE Video Training from X Social Media Now Available
For the next few months, we are opening up our paid X Social Academy to our friends and clients for FREE!
You can get started on the simple 12-video course by clicking here. 
Please let us know if you have any questions and feel free to share!
X Social Media,

A Digital Ad Agency
X Social Media started in 2015, and we are now working with over 350 law firms doing direct advertising to consumers via Facebook and Instagram and now Google, Bing, and other digital and native display channels. All advertising we do is by direct response and for every dollar we spend, we generate value by helping people get representation and compensation for whatever has happened to them.

In 2018 we wrote a book on how to use Facebook and Instagram to help generate cases for law firms. The Facebook Effect For Lawyers which is now available on Amazon.

 

We are a full-service digital advertising agency that spent over $50 million in Facebook advertising alone in 2019. We have in-house Developers, Designers, Ad specialists, and Directors of Marketing & Strategy ready to run your campaign as efficiently as possible while generating as many leads as possible.We are a true extension of your team and practice true transparency in everything we do.

We have a trusted network of friends in the Mass Torts Industry and can help you with introductions to Tier 1 attorneys for case referrals. We also have the latest information about a lot of new projects that are running with very few firms involved.

 

We would love to take over as your true digital experts, it’s 2020 and you deserve the best digital marketing agency this year. So take the first step and reach out to us via phone 888-670-0006 or email at: [jacob@xsocialmedia.com]jacob@xsocialmedia.com so you can see the difference in performance for yourself.
We look forward to your call or message.
You can also schedule a call with Jacob by clicking the link button below.
Email: Jacob@xsocialmedia.com Call us: 888.670.0006
Visit us Online at www.xsocialmedia.com
X Social Media LLC
Copyright 2020

COVID-19: The Benefits to Tort Victims of US Chapter 11

Posted on: April 7th, 2020 by Marc P No Comments

COVID-19: The Benefits to Tort Victims of US Chapter 11 Relief in a Time of Economic Crisis Part I of III

The impact of COVID-19 is still uncertain, but what is clear is that the global outbreak of this virus has caused, and will continue to cause, serious business setbacks of all kinds from quarantine orders, business closures, and social distancing, all while we’re waiting for flattening the curve of the pandemic. A pronounced, dramatic economic downturn is predicted as the pandemic touches all businesses, regardless of geography or industry.

 

To the mass tort practitioner, it is important to take note that planning for this future could lead to successful outcomes to victims you represent. If you engage in litigation or are planning litigation against a company that has challenges in paying its ongoing business costs, in addition to keeping available limits of insurance necessary to meet settlement and fund verdicts for mass tort victims, you should consider consulting with us.

 

While the US economy continued to grow over the last several years, companies took out significant, historically high levels of debt. Therefore, the pandemic may be the tipping point for companies that otherwise would have survived the normal ebb and flow of profits and economic hardship.

 

This article is intended to help trial lawyers better understand how valuable a Chapter 11 tool is during a time of crisis and how to successfully use a Chapter 11 reorganization. You must become proficient in the U.S. Bankruptcy code to effectively and economically manage mass tort claims in the bankruptcy process.

 

While very few trial lawyers think of the bankruptcy court as a place to plan for success, many firms who have engaged in the practice, from GM ignition switch, Takata airbags, PG&E fire claims, New England Compounding tort claims, and a host of others that went before, know that in the hands of the right counsel, it can become an effective and economical way to resolve claims for significant value, including full or made-whole value.

 

The Benefits of a Chapter 11 Reorganization

The benefits of a Chapter 11 reorganization are many. If you’re engaged in litigation against the company that files under section 362 of the bankruptcy code, the automatic stay is in effect after filing the petition, so it may stop trials and expensive discovery. It also freezes the assets effectively to preserve them for creditors, including tort victims who can be the single largest creditor group in a mass tort against a company. This was the case in the recent PG&E case, where a $13.5 billion plan is pending confirmation for fire victims, as well as many others.

 

The Official Committee

The application process requires documentation of the claim and an interview by the United States trustees’ office. Experienced counsel are often selected to serve based on their success in completing Chapter 11 bankruptcies and understanding the roles necessary to conclude a case with confirmation of a plan. You may want to consider applying for a seat on an official committee for your client. We will be covering this complicated and interesting process in part II of this series.

 

Necessary Preparation in Advance of a Chapter 11 Filing

Andrews & Thornton has the skill set and is available for consulting with firms that have concerns that companies they are either engaged in litigation with or about to engage in litigation may have limited resources to pay their debt and tort claims from insurance and assets. What we suggest is you reach out to us in advance of the filing, as many things can be done to “set the table” for victims of mass tort by engaging with the debtors’ counsel. We have relationships with most of the larger firms who have represented the biggest corporations in mass tort bankruptcies. We are ready to assist those reading this newsletter to consult on how you might organize in order to be successful.

 

The future of mass tort may well rest on the success we can bring within the bankruptcy context. Only the most experienced law firms have navigated these waters as many times as Andrews & Thornton has. Contact us for a consultation if you need us to review the facts and plan a strategy with you.

 

Be safe, and stay healthy.

 

ANDREWS & THORNTON
Paycheck Protection Program (PPP)

PAYCHECK PROTECTION PROGRAM (PPP) INFORMATION

 

The Paycheck Protection Program(“PPP”) authorizes up to $349 billion in forgivable loans to small businesses to pay their employees during the COVID-19 crisis. All loan terms will be the same for everyone. The loan amounts will be forgiven as long as:  The loan proceeds are used to cover payroll costs, and most mortgage interest, rent, and utility costs over the 8 week period after the loan is made

 

The link below is to the online automated application for SBA’s Paycheck Protection Program (PPP).

They will assist you in complying with all of the requirements to obtain this loan at no cost to you.

In order to streamline the process for you, please complete the form below and SBA will create a draft of the application on your behalf through DocuSign.

Here is the process:
1. Click on link and fill out an application
2. You’ll then receive an automated email with a Docusign application for signature
3. Within 24 hours, you’ll receive an automated email with a link to upload the appropriate documents
4. You’ll then receive an automated email notifying you that your application is in review

5. Your file is then sent to the bank for closing of the loan

 

If you want to read more about this program by the US treasury please click below.

 

Sign Up Now ›
FDA calls for heartburn drug Zantac to be pulled from market immediately
The FDA noted that an ongoing investigation has determined that levels of a contaminant in the heartburn medications increase over time and when stored at higher-than-normal temperatures, pose a risk to public health.

The contaminant, N-nitrosodimethylamine or NDMA, is a probable human carcinogen and the FDA has been investigating levels of it in ranitidine since the summer of 2019. Article Here

Zantac or Ranitidine first came out in 1981 and by 1987 it was the most prescribed drug in the world for decreasing stomach acid production. Fast forward almost 40 years later and we find out that Zantac should really not be exposed to heat. When exposed to heat in the body, the chemical called N-nitrosodimethylamine, or NDMA, a probable human carcinogen is created.

In the almost 40 years on the market, no warning was ever given on this and we could be talking about a whole lot of people exposed and at risk. In 2016 there where more than 15 million Americans with a prescription to Zantac (not counting the people that got it over the counter.)

The cancers that could be tied to Zantac are: Bladder Cancer, Stomach Cancer, Small Intestine Cancer, Colorectal Cancer, Esophageal Cancer, Liver Cancer, Pancreatic Cancer, Testicular Cancer, Uterine Cancer, Kidney Cancer

We have been finding clients for this tort for the last few months and we have setup attorneys if you are interested in ref. the cases out. We are seeing case costs currently running backing into $1000-1200 per cancer case. You can see our statistics on this tort here

FREE Video Training from X Social Media Now Available
For the next few months, we are opening up our paid X Social Academy to our friends and clients for FREE!
You can get started on the simple 12-video course by clicking here. 
Please let us know if you have any questions and feel free to share!

In today’s challenging market, client experience is more important than ever.

Potential new clients have a deluge of information and more options at their fingertips than at any time in the past. It’s no longer enough for law firms to provide good service—they must provide a great experience. And there’s no better place to start than at the beginning.

That’s why Filevine has recently acquired Lead Docket, the top lead intake management solution for law firms.

Like Filevine, Lead Docket was founded by lawyers who wanted real solutions to their problems. Like Filevine, they are experiencing rapid growth as savvy firms are realizing the benefits from adopting their products. And most importantly, like Filevine, Lead Docket is committed to radically improving the practice of law, making it better for lawyers, staff, and clients alike.

Lead Docket will continue to operate as a stand-alone product available to customers of any case management system. Over time, Filevine will integrate Lead Docket’s technology into their core platform as an integrated product. – Ryan Anderson, Filevine CEO and Co-Founder.

Congrats to both Eric, Ryan, and the rest of the Filevine and Lead Docket teams! You can read the full announcement here.
X Social Media,

A Digital Ad Agency
X Social Media started in 2015, and we are now working with over 350 law firms doing direct advertising to consumers via Facebook and Instagram and now Google, Bing, and other digital and native display channels. All advertising we do is by direct response and for every dollar we spend, we generate value by helping people get representation and compensation for whatever has happened to them.

In 2018 we wrote a book on how to use Facebook and Instagram to help generate cases for law firms. The Facebook Effect For Lawyers which is now available on Amazon.

 

We are a full-service digital advertising agency that spent over $50 million in Facebook advertising alone in 2019. We have in-house Developers, Designers, Ad specialists, and Directors of Marketing & Strategy ready to run your campaign as efficiently as possible while generating as many leads as possible.We are a true extension of your team and practice true transparency in everything we do.

We have a trusted network of friends in the Mass Torts Industry and can help you with introductions to Tier 1 attorneys for case referrals. We also have the latest information about a lot of new projects that are running with very few firms involved.

 

We would love to take over as your true digital experts, it’s 2020 and you deserve the best digital marketing agency this year. So take the first step and reach out to us via phone 888-670-0006 or email at: jacob@xsocialmedia.com so you can see the difference in performance for yourself.
We look forward to your call or message.
Visit us Online at www.xsocialmedia.com
X Social Media LLC
Copyright 2020

Paycheck Protection Program (PPP)

Posted on: April 2nd, 2020 by Marc P No Comments
The Paycheck Protection Program(“PPP”)authorizes up to $349 billion in forgivable loans to small businesses to pay their employees during the COVID-19 crisis. All loan terms will be the same for everyone. The loan amounts will be forgiven as long as:  The loan proceeds are used to cover payroll costs, and most mortgage interest, rent, and utility costs over the 8 week period after the loan is made
The link below is to the online automated application for SBA’s Paycheck Protection Program (PPP).

We will assist you in complying with all of the requirements to obtain this loan at no cost to you.

In order to streamline the process for you, please complete the form below and we will create a draft of the application on your behalf through DocuSign.

Here is the process:
1. Click on link and fill out an application
2. You’ll then receive an automated email with Docusign application for signature
3. Within 24 hours, you’ll receive an automated email with a link to upload the appropriate documents
4. You’ll then receive an automated email notifying you that your application is in review

5. Your file is then sent to the bank for closing of the loan
If you want to read more about this program by the US treasury please click here
FDA calls for heartburn drug Zantac to be pulled from market immediately
The FDA noted that an ongoing investigation has determined that levels of a contaminant in the heartburn medications increase over time and when stored at higher-than-normal temperatures, pose a risk to public health.
The contaminant, N-nitrosodimethylamine or NDMA, is a probable human carcinogen and the FDA has been investigating levels of it in ranitidine since the summer of 2019. Article Here
Zantac or Ranitidine first came out in 1981 and by 1987 it was the most prescribed drug in the world for decreasing stomach acid production. Fast forward almost 40 years later and we find out that Zantac should really not be exposed to heat. When exposed to heat in the body, the chemical called N-nitrosodimethylamine, or NDMA, a probable human carcinogen is created.
In the almost 40 years on the market, no warning was ever given on this and we could be talking about a whole lot of people exposed and at risk. In 2016 there where more than 15 million Americans with a prescription to Zantac (not counting the people that got it over the counter.)
The cancers that could be tied to Zantac are: Bladder Cancer, Stomach Cancer, Small Intestine Cancer, Colorectal Cancer, Esophageal Cancer, Liver Cancer, Pancreatic Cancer, Testicular Cancer, Uterine Cancer, Kidney Cancer

We have been finding clients for this tort for the last few months and we have setup attorneys if you are interested in ref. the cases out. We are seeing case costs currently running backing into $1000-1200 per cancer case. You can see our statistics on this tort here

X Social Media,

A Digital Ad Agency
X Social Media started in 2015, and we are now working with over 350 law firms doing direct advertising to consumers via Facebook and Instagram and now Google, Bing, and other digital and native display channels. All advertising we do is by direct response and for every dollar we spend, we generate value by helping people get representation and compensation for whatever has happened to them.

In 2018 we wrote a book on how to use Facebook and Instagram to help generate cases for law firms. The Facebook Effect For Lawyers which is now available on Amazon.

 

We are a full-service digital advertising agency that spent over $50 million in Facebook advertising alone in 2019. We have in-house Developers, Designers, Ad specialists, and Directors of Marketing & Strategy ready to run your campaign as efficiently as possible while generating as many leads as possible.We are a true extension of your team and practice true transparency in everything we do.

We have a trusted network of friends in the Mass Torts Industry and can help you with introductions to Tier 1 attorneys for case referrals. We also have the latest information about a lot of new projects that are running with very few firms involved.

 

We would love to take over as your true digital experts, it’s 2020 and you deserve the best digital marketing agency this year. So take the first step and reach out to us via phone 888-670-0006 or email at: jacob@xsocialmedia.com so you can see the difference in performance for yourself.
We look forward to your call or message.
Visit us Online at www.xsocialmedia.com
X Social Media LLC
Copyright 2020

Boy Scouts Of America Bankruptcy

Posted on: March 31st, 2020 by Marc P No Comments
Last week we touched on why right now is actually a good time to be advertising on Facebook. This week we cover what exact torts are working right now.
Boy Scouts Of America Bankruptcy

 

This sex-abuse-fueled bankruptcy will be big as state laws have recently changed in both New York and California; where victims going back 50-60 years can come forward and file claims for sexual abuse which occurred decades ago. For all other states the bankruptcy changes everything because anybody from any state can file their claim in the bankruptcy.
In March we found almost 1,200 confirmed leads for Boy Scouts abuse coming in at an average price of $361 but with a 25% signup rate at the intake center. Numbers are trending in the right direction right now with both the average price per lead going down and the signup rate going up.
We have very good attorney ref. available on the Bankruptcy committee if anybody needs a ref. attorney. To get your own Boy Scout campaign started, please contact our Director of Digital Media Daren@Xsocialmedia.com directly.
Institutional Abuse CA
As California is the most populous state in the US, there are lots of claims for institutional sexual abuse out there. With the new rules in place which specify that anybody who was sexually abused as a minor can come forward, we are seeing more Church claims, cases against Doctors and Schools and Universities. The last campaign we ran produced 240 qualified leads so we are just scratching the surface and there are definitely lots of them out there. We are currently seeing prices in the $200-$300 range for CA Institutional Abuse.
The New Mass Tort That Has Been Around For 40 Years.
Zantac or Ranitidine first came out in 1981 and by 1987 it was the most prescribed drug in the world for decreasing stomach acid production. Fast forward almost 40 years later and we find out that Zantac should really not be exposed to heat. When exposed to heat in the body, the chemical called N-nitrosodimethylamine, or NDMA, a probable human carcinogen is created.
In the almost 40 years on the market, no warning was ever given on this and we could be talking about a whole lot of people exposed and at risk. In 2016 there where more than 15 million Americans with a prescription to Zantac (not counting the people that got it over the counter.)
The cancers that could be tied to Zantac are: Bladder Cancer, Stomach Cancer, Small Intestine Cancer, Colorectal Cancer, Esophageal Cancer, Liver Cancer, Pancreatic Cancer, Testicular Cancer, Uterine Cancer, Kidney Cancer

We have been finding clients for this tort for the last few months and we have setup attorneys if you are interested in ref. the cases out. We are seeing case costs currently running backing into $500-700 per case. You can see our statistics on this tort here

This is one that will go on for some time, and those that start earlier, will stand a better chance of leveraging our new software called the Feedback Loop to keep their costs down over the long term. Ask your dedicated rep today about getting your campaigns setup on the Feedback Loop!
Financial Strategies for Firms During the COVID-19 Crisis
You will want to be on this upcoming MTMP Connect Webinar where Jarret Prussin from SBA Loan Group will tell you all about the 2.2 Trillion Dollar bailout package from the US Government and how it can benefit your law firm and employees.
As with everything involving this virus, the future is unknown and the US Government is making Grants available for every business in the country to the tune of 2.5 times your monthly hard costs (Salaries, Office Rent and other hard cost to run your operations).
Jarret will tell us tomorrow why getting “Free” money from the Government in this situation is probably a good idea as the future is unknown. He will also tell you about the “Catch” for getting this free money.
The Webinar is April 1 at 2 pm EST. Sign up is below.
X Social Media,

A Digital Ad Agency
X Social Media started in 2015, and we are now working with over 350 law firms doing direct advertising to consumers via Facebook and Instagram and now Google, Bing, and other digital and native display channels. All advertising we do is by direct response and for every dollar we spend, we generate value by helping people get representation and compensation for whatever has happened to them.

In 2018 we wrote a book on how to use Facebook and Instagram to help generate cases for law firms. The Facebook Effect For Lawyers which is now available on Amazon.

 

We are a full-service digital advertising agency that spent over $50 million in Facebook advertising alone in 2019. We have in-house Developers, Designers, Ad specialists, and Directors of Marketing & Strategy ready to run your campaign as efficiently as possible while generating as many leads as possible.We are a true extension of your team and practice true transparency in everything we do.

We have a trusted network of friends in the Mass Torts Industry and can help you with introductions to Tier 1 attorneys for case referrals. We also have the latest information about a lot of new projects that are running with very few firms involved.

 

We would love to take over as your true digital experts, it’s 2020 and you deserve the best digital marketing agency this year. So take the first step and reach out to us via phone 888-670-0006 or email at: [jacob@xsocialmedia.com]jacob@xsocialmedia.com so you can see the difference in performance for yourself.
We look forward to your call or message.
Email: Jacob@xsocialmedia.com Call us: 888.670.0006
Visit us Online at www.xsocialmedia.com
X Social Media LLC
Copyright 2020

A Message from Our Team to You

Posted on: March 24th, 2020 by Marc P No Comments
We want you to know we are here for you and your teams as we all deal with the impacts of the global pandemic. Here is a quick video we made that we would love for you to watch and share: Click Here to Watch or click on the image.
A List of Tools for Working Remotely
As yours and most businesses move to working remotely, perhaps for the first time, we wanted to share with you a quick list of tools (mostly free) and ideas on how to use them to help you and your teams work remotely and get back to work.
For Daily Communication and Chat: Skype is an easy tool to start using, alternatively Microsoft Teams has a lot of nice collaboration features and if you have Office365 you have Teams included by default. Most chat programs like Slack have basic features included for free (Filevine even has an official LegalWFH Slack “channel” you can join here)
To host Video Meetings or Virtual consultations: Teams offers integrated communications for both video and chat similar to Skype. More Video-first platforms like Zoom and meeting-first platforms like GoToMeeting and Join.Me also offer options to consider based on usage and need. If you just need a phone bridge, consider simple free services like Uberconference.
In an effort to help our network, we have partnered with 1Law who is offering a free 60-day trial of their Virtual Lawyer software for free which includes video conferencing for virtual consultations. You can reach out directly to jason@1law.com for more info.
For Recording Presentations (Screen Recording): Software like Loom, Soapbox and Vidyard all offer free tools that allow anyone from any screen to record a presentation and send it out to all teammates (or clients for that matter).
Document Storage and Signing: Dropbox owns Hellosign but also integrates with tools like Docusign and Adobe Sign. Solutions like Pandadoc can be used to create drag and drop contracts from templates as well, and soon, X Social will offer a completely new option for collecting signatures.
Video sharing: Wistia, Vimeo, Vidyard, and YouTube can all be used to create and share videos. Use video in this time to connect to customers and tell your story. Connecting digitally is more important than ever right now.
Calendaring, If you need to quickly figure out how to find time on multiple peoples calendars, calendaring apps like Calendly can automate and speed up the scheduling back and forth.
You can use this link for example to book a meeting with Jacob and Lucas to discuss these strategies and your plans for Facebook marketing through the pandemic: Book Time
Increased Traffic + Decrease in Advertisers = More Inventory & Lower CPL for X Social Clients
As they always say to look for the silver lining in everything, the one good thing that has come out of the massive disruption to business in the world has been that this interruption has left open an opportunity for our clients.
Let us explain.
A few anomalies have happened in the last few weeks:
1- There has been an increase in overall traffic to be served ads to online as everyone turns to their phones and their screens for more information and to work.
2- There has been a decrease in overall advertisers bidding on ad inventory as shops and businesses have closed their doors and are transitioning their workforces to work from home.
3- CPL has gone down week over week for the last 3 weeks.
This shows us that while it is tempting to pause all campaigns and to ride out the COVID-19 pandemic, data shows us that those who stay in the game now will both reap immediate rewards as well as stand the best chance of surviving the now almost guaranteed economic implications of the coronavirus.

Email Lucas for more info and more specifics on trends per case type at Lucas@xsocialmedia.com.

The New Mass Tort That Has Been Around For 40 Years.
Zantac or Ranitidine first came out in 1981 and by 1987 it was the most prescribed drug in the world for decreasing stomach acid production. Fast forward almost 40 years later and we find out that Zantac should really not be exposed to heat. When exposed to heat in the body, the chemical called N-nitrosodimethylamine, or NDMA, a probable human carcinogen is created.
In the almost 40 years on the market, no warning was ever given on this and we could be talking about a whole lot of people exposed and at risk. In 2016 there where more than 15 million Americans with a prescription to Zantac (not counting the people that got it over the counter.)
The cancers that could be tied to Zantac are: Bladder Cancer, Stomach Cancer, Small Intestine Cancer, Colorectal Cancer, Esophageal Cancer, Liver Cancer, Pancreatic Cancer, Testicular Cancer, Uterine Cancer, Kidney Cancer

We have been finding clients for this tort for the last 4 months and we have setup attorneys if you are interested in ref. the cases out. We are seeing case costs currently running backing into $550-$800 per case. You can see our statistics on this tort here

This is one that will go on for some time, and those that start earlier, will stand a better chance to keep their costs down over the long term. Ask your dedicated rep today about getting your campaigns setup on the Feedback Loop!
New Intake Center Comes Online
As many intake centers are operating at capacity with the Facebook leads X Social Media provides, our company has associated with a new high quality custom intake company specifically focused on the legal industry and scaled for major growth with us.
The training, set-up and implementation has been conducted by the OPUS Intake group who are well known in the industry for their training procedures that optimize conversion and return on investment in the overall intake process.
The OPUS Intake system has been built from the ground up with full integration and a feedback loop with X Social Media.  Training and testing completed and initial results meeting high expectations and metrics, we are confident of the service and results that will be delivered for all clients.
The OPUS Intake service is very flexible in set-up and service and they are priced competitively at $35 per lead.
For more information on how to start a new campaign or with any questions please contact jacob@xsocialmedia.com or lucas@xsocialmedia.com
X Social Media,

A Digital Ad Agency
X Social Media started in 2015, and we are now working with over 350 law firms doing direct advertising to consumers via Facebook and Instagram and now Google, Bing, and other digital and native display channels. All advertising we do is by direct response and for every dollar we spend, we generate value by helping people get representation and compensation for whatever has happened to them.

In 2018 we wrote a book on how to use Facebook and Instagram to help generate cases for law firms. The Facebook Effect For Lawyers which is now available on Amazon.

 

We are a full-service digital advertising agency that spent over $50 million in Facebook advertising alone in 2019. We have in-house Developers, Designers, Ad specialists, and Directors of Marketing & Strategy ready to run your campaign as efficiently as possible while generating as many leads as possible.We are a true extension of your team and practice true transparency in everything we do.

We have a trusted network of friends in the Mass Torts Industry and can help you with introductions to Tier 1 attorneys for case referrals. We also have the latest information about a lot of new projects that are running with very few firms involved.

 

We would love to take over as your true digital experts, it’s 2020 and you deserve the best digital marketing agency this year. So take the first step and reach out to us via phone 888-670-0006 or email at: [jacob@xsocialmedia.com]jacob@xsocialmedia.com so you can see the difference in performance for yourself.
We look forward to your call or message.
Email: Jacob@xsocialmedia.com Call us: 888.670.0006
Website : xsocialmedia.com
X Social Media LLC
Copyright 2020

Coronavirus Effect On Mass Torts

Posted on: March 17th, 2020 by Marc P No Comments
When we first took notice of the COVID-19 outbreak in Wuhan in early January we were shocked at the rapid community spread throughout China. But as the situation worsened it became obvious that it was only a matter of time before the virus would spread across borders into other countries and eventually cross our shores.

We were met with disbelief for weeks when trying to discus the possibility of a pandemic with our clients and partners. But as we are all now fully aware – the pandemic is upon us; and we each need to do what is in our power to steer the current situation and the future for both the health of those around us and our own financial futures.

 

Yesterday it was announced that MTMP in April has been cancelled, which means further disruption to the Mass Torts industry.

During this time, it is important to not forget about the small businesses in the Mass Tort industry. Utilizing the services of small businesses will mean less disruption for them as well as keep them in business.

Having predicted the coronavirus’s spread, we sent all X Social Media employees home to work remotely on February 25rd and we would strongly encourage any fellow business owners to do the same (if and when possible).

As Americans will be online more now than ever before, we predict there will be a higher volume of leads than usual and more overall use of digital platforms.  We also expect there to be interruptions in service from companies having to close shop, stores closing and businesses learning to work remotely.

 

In anticipation of these events, we are preparing our ecosystem for continued success and we’ve reached out to our call center partners and are working to help maintain the health of their employees.
As always, your success and ours are one-in-the same and we always strive to keep all of our interests in mind.
Coronavirus Action Items To Share
Since many attorneys in the industry have connections to politicians and people in places of power, I have compiled a list of suggestions for you to share and do please feel free to add your own ideas and pass this on to anyone that can make a real difference.

A List of Recommendations for the U.S. Government on Coronavirus

1) Immediately close all borders and cancel all international flights

2) Declare a national 5-week quarantine and lock down for all Americans except essential workers (healthcare, essential manufacturing, utilities, sanitation, emergency services, food production, etc.)

3) Utilize FEMA to provide emergency housing for all homeless

4) Provide a $5,000 emergency grant for all U.S. households

5) Allow public and private enterprise to suspend payroll for all furloughed workers during the quarantine period

6) Provide deferment on all debt payments, public and private, for a period of 60 days

7) Place all U.S. stock markets on a 4-week holiday

8) Rapidly deploy drive-thru testing locations across the U.S., prioritizing locations showing the greatest amount of community spread

9) Rapidly develop and distribute self-tests by mail with the idea of providing testing for every U.S. household

10) Develop a system of real-time monitoring, reporting a mapping of active cases. This could be done via a phone app and/or website.

11) Provide massive support for the U.S. healthcare system, including establishment of volunteer corps and commandeering commercial space nearby U.S. hospitals, if needed

12) Develop post-quarantine system of monitoring, rapid identification and containment

13) Develop and distribute a vaccine and/or effective course of treatment

We’re all in this together and we are looking forward to both business and life going back to normal in the coming months. Until then, stay safe, stay healthy, and don’t spread the virus or bad info!

X Social Media,

A Digital Ad Agency
X Social Media started in 2015, and we are now working with over 350 law firms doing direct advertising to consumers via Facebook and Instagram and now Google, Bing, and other digital and native display channels. All advertising we do is by direct response and for every dollar we spend, we generate value by helping people get representation and compensation for whatever has happened to them.

In 2018 we wrote a book on how to use Facebook and Instagram to help generate cases for law firms. The Facebook Effect For Lawyers which is now available on Amazon.

 

We are a full-service digital advertising agency that spent over $50 million in Facebook advertising in 2019. We have in-house Developers, Designers, Ad specialists, and Directors of Marketing & Strategy ready to run your campaign as efficiently as possible while generating as many leads as possible.We are a true extension of your team and practice true transparency in everything we do.

We have a trusted network of friends in the Mass Torts Industry and can help you with introductions to Tier 1 attorneys for case referrals. We also have the latest information about a lot of new projects that are running with very few firms involved.

 

We would love to take over your Facebook campaigns as your true digital experts, it’s 2020 and you deserve the best Facebook marketing agency this year. Take the first step and reach out to us via phone 888-670-0006 or email at: [jacob@xsocialmedia.com]jacob@xsocialmedia.com so you can see the difference in performance for yourself.
We look forward to your call or message.
Thank you for your time and please let us know how we can serve you better.
-Jacob, Lucas and The X Team
Email: Jacob@xsocialmedia.com Call us: 888.670.0006
Website : xsocialmedia.com
X Social Media LLC
Copyright 2020

 

Firefighting Foam Cancer Case

Posted on: March 3rd, 2020 by Marc P No Comments
This new tort is all about Aqueous Film Forming Foam (AFFF), a firefighting suppressant which contains PFAS, a forever chemical like Teflon and C8. AFFF is used when fighting a jet fuel or petroleum-based gas fire and at risk are the US Military personnel which have used this chemical for 60+ years and the Firefighters at airports that are training to and fighting jet fuel fires. And because PFAS is involved, the carcinogens stay in the body and environment for a very long time.
Here is an example of a landing page where you can find qualifying criteria:
The main injuries tied to this foam are signature cancers including; Kidney Cancer, Testicular Cancer, Bladder Cancer, Leukemia, Lymphoma and Prostate Cancer.
This tort is so new that we don’t have any metrics to share on it yet, but we are starting up new campaigns daily and the audiences we have built for this should produce good results in high numbers.
For my readers that will be joining us at MTMP in April, there will be a whole section on this tort.
We are currently seeing leads coming in around $150 with a qualifying cancer answered on the form.
For more information and to start-up a new campaign please contact jacob@xsocialmedia.com
Boy Scouts Of America Bankruptcy
As many of you may know by now, the Boy Scouts of America filed bankruptcy last month over the mounting financial toll racking up from ongoing sexual abuse claims being filed against them. This sex-abuse-fueled bankruptcy will be big as state laws have recently changed in both New York and California; where abuse victims going back as far as 50-60 years can come forward and file claims for sexual abuse which occurred decades ago.
It may come as no big surprise to some then that there was an alarming amount of sexual abuse occurrences within the Boy Scouts of America and that is now coming back to haunt them tenfold.
There is also another connection with the Boy Scouts cases that you should be aware of – and that is their 100-year relationship with the Mormon Church where you might find a solvent creditor for some of the cases. In their 2018 financial statements, the Boy Scouts of American disclosed they had about 1.5 billion in assets. This is just the national organization and local chapters might have other assets to go after.
These cases can be found on Facebook the same way we find other sexual abuse cases and we think it might represent a good opportunity for plaintiff lawyers that they are now in bankruptcy.
We are currently seeing lead prices around $150-$250 on these claims. We have a great ref. law firm on the bankruptcy committee to introduce you guys to.
Special Breakout at MTMP coming for Bankruptcy Claims Stay tuned.
To start up a new campaign please contact lucas@xsocialmedia.com
New Intake Center Comes Online
As we started seeing some of the best intakes currently in the industry reaching capacity with Facebook leads, we went out to look for a long-term solution for our clients. We ended up finding the solution by training a whole new intake company with room to grow (4,000 reps).
The training was done by the Opus Group that is known for their intake training classes. We are now ready to introduce new clients to Opus Intake that has been fully built from the ground up with an integration to the Feedback Loop from X Social Media. The new intake has been tested over the last weeks by us personally so we know this will be a good thing for all our clients.
As your normal intake is specific to the legal industry we went outside the industry to the biggest intake in the country and have started training their personnel to do mass torts intake so we have a solid backbone with lots of room to grow.
The Opus Intake solution is $35 per lead sent there and they are fully integrated with X Social Media’s Feedback Loop.
For more information on how to start a new campaign or with any questions please contact jacob@xsocialmedia.com or lucas@xsocialmedia.com
The New Mass Tort That Has Been Around For 40 Years.
Zantac or Ranitidine first came out in 1981 and by 1987 it was the most prescribed drug in the world for decreasing stomach acid production. Fast forward almost 40 years later and we find out that Zantac should really not be exposed to heat. When exposed to heat in the body, the chemical called N-nitrosodimethylamine, or NDMA, a probable human carcinogen is created.
In the almost 40 years on the market, no warning was ever given on this and we could be talking about a whole lot of people exposed and at risk. In 2016 there where more than 15 million Americans with a prescription to Zantac (not counting the people that got it over the counter.)
The cancers that could be tied to Zantac are: Bladder Cancer, Stomach Cancer, Small Intestine Cancer, Colorectal Cancer, Esophageal Cancer, Liver Cancer, Pancreatic Cancer, Testicular Cancer, Uterine Cancer, Kidney Cancer

We have been finding clients for this tort for the last 4 months and we have setup attorneys if you are interested in ref. the cases out. We are seeing case costs currently running backing into $800-$1,000 per case. You can see our statistics on this tort here

This is one that will go on for some time, and those that start earlier, will stand a better chance to keep their costs down over the long term. Ask your dedicated rep today about getting your campaigns setup on the Feedback Loop!
X Social Media,

A Digital Ad Agency
X Social Media started in 2015, and we are now working with over 350 law firms doing direct advertising to consumers via Facebook and Instagram and now Google, Bing, and other digital and native display channels. All advertising we do is by direct response and for every dollar we spend, we generate value by helping people get representation and compensation for whatever has happened to them.

In 2018 we wrote a book on how to use Facebook and Instagram to help generate cases for law firms. The Facebook Effect For Lawyers which is now available on Amazon.

 

We are a full-service digital advertising agency that spent over $50 million in Facebook advertising alone in 2019. We have in-house Developers, Designers, Ad specialists, and Directors of Marketing & Strategy ready to run your campaign as efficiently as possible while generating as many leads as possible.We are a true extension of your team and practice true transparency in everything we do.

We have a trusted network of friends in the Mass Torts Industry and can help you with introductions to Tier 1 attorneys for case referrals. We also have the latest information about a lot of new projects that are running with very few firms involved.

 

We would love to take over as your true digital experts, it’s 2020 and you deserve the best digital marketing agency this year. So take the first step and reach out to us via phone 888-670-0006 or email at: [jacob@xsocialmedia.com]jacob@xsocialmedia.com so you can see the difference in performance for yourself.
We look forward to your call or message.
Email: Jacob@xsocialmedia.com Call us: 888.670.0006
Website : xsocialmedia.com
X Social Media LLC
Copyright 2020

© 2020 X Social Media All rights reserved